New Listing · West Jordan, Utah

Let the Basement Help Pay the Mortgage: 3732 W Tuscaloosa Way

An updated West Jordan home with a separate-entrance basement apartment, a brand-new second kitchen, and a smarter way to own in a high-rate market. Listed at $525,000.

Two Living Spaces, One Address

With 30-year mortgage rates back above 7%, buyers are asking a sharper question: not just “can I afford this home?” but “how can this home help me afford it?” At 3732 W Tuscaloosa Way, the answer is built in.

This split-entry home in West Jordan’s Dixie Valley neighborhood is set up as two distinct living spaces. The main level offers two bedrooms, a full bath, and a remodeled kitchen with granite countertops and new appliances. Downstairs, the finished lower level is a true accessory dwelling unit (ADU): roughly 800 square feet with two bedrooms, its own brand-new kitchen, an updated bathroom, laundry, and a separate entrance through the garage.

That layout opens up options. Live upstairs and rent the basement to offset your monthly payment. Keep aging parents or adult children close while everyone keeps their own kitchen and front door. Or use the lower level as a guest suite, home office, or long-term flexibility play as your household changes.

The big-ticket items are already done: a newer roof, new windows, fresh paint, and new floor coverings throughout. Outside, the fully fenced, professionally landscaped yard has mountain views, a covered deck, and a dog run. The oversized one-car garage fits a vehicle with room to spare for storage. There is no HOA.

Home Highlights

What the Numbers Could Look Like

Here is a simple illustration using a 5% down payment at a 7.28% interest rate. Your own numbers will depend on your rate, loan type, insurance, and the rent you set.

Illustration only, not a loan quote. Excludes homeowners insurance, PMI, utilities, and vacancy. The ADU does not have separate utility meters. Rent figures are estimates based on current West Jordan listings. Buyers should verify ADU rental registration, owner-occupancy requirements, and lender treatment of rental income with the City of West Jordan and their loan officer.

A 1% Lender Credit Toward Closing Costs

To make the move easier, buyers who finance through the preferred lender, Anthony VanDyke of Houzd Mortgage (NMLS 888979), may receive a lender credit equal to 1% of the loan amount toward closing costs. On a $498,750 loan, that is about $4,988 back toward closing. Restrictions apply; contact Anthony at 801-206-4343 for details.

Information deemed reliable but not guaranteed. Buyer to verify all information, including square footage and acreage.